Key Takeaways
Assess Your Financial Health: Analyze your income, monthly expenses, and overall financial situation to determine how much loan you can afford.
Credit Score Importance: A robust credit score (ideally above 700) enhances your chances of loan approval and obtaining better terms; maintain it by managing your debts wisely.
Evaluate Debt-to-Income Ratio: Aim for a debt-to-income ratio under 36% to meet standard loan requirements and boost your borrowing options.
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